Baby planning time - Affording a baby

Deciding to have a baby is one of the most momentous decisions of your life. Don't rush into it. Your life changes completely once you have a child.

It is best to decide about starting or expanding a family when you and your partner are emotionally and financially able to do so. A child needs a secure family to grow up in and there is not much point in having a child when you and your partner are having problems with your own relationship.

Although small, your baby will have many needs and you must consider the financial implications carefully before going forward. If you both feel you are ready, go ahead and start trying. Having a baby at the right time can be the most rewarding experience of your lifetime!!